According to the CDC, about 46% of adults over 30 have some form of gum disease. About 9% of those with severe disease have a serious condition. Regular dental visits can help prevent gum disease and other oral health issues. Many people with dental insurance also use these services to stay healthy.
In addition to regular dental visits, employers should also offer dental insurance benefits. This article aims to explain the reasons people should have this type of insurance.
Maintains Work Hours
The poor health of American workers costs businesses around $575 billion annually. Many take sick time to deal with their dental and other issues. This can lead to lost productivity and negatively affect the customer expectations of their establishments.
Many people avoid going to the dentist due to their financial concerns. However, having dental insurance can help employees avoid financial issues. Having dental insurance can provide employees with great value for their money. It can cover the expenses associated with regular dental visits, such as cleanings and an annual check-up. However, without it, employees would have to pay for procedures using their credit or savings.
Many companies provide their employees with dental insurance benefits, which usually involve a portion of the premium cost. However, those not eligible for these benefits can also access an individual insurance plan. Individuals can shop for a variety of insurance plans online.
Keeps Employees Healthy
During a visit to the dentist, patients are often asked to review their overall health and check for signs of possible problems. Having early detection can help lower medical costs. The mouth is filled with harmful bacteria that can cause various medical conditions. Regular dental visits and cleanings can help keep the teeth and gums healthy. They can also help prevent systemic diseases like diabetes and cardiovascular disease.
Keeps Children Healthy
One of the most common childhood diseases is tooth decay. Parents and caregivers should take the time to teach their kids how to take care of their teeth. Dental insurance can help parents and caregivers keep their kids’ health at a reasonable level. They can schedule regular visits to the dentist and have professional teeth cleanings. The dentist can also help teach kids how to clean their teeth and recommend healthy food options properly.